Insurance .... confussedmonkey.com

The place to socialise, and relax, if it doesn't fit into anything below it fits here, so tell us that joke, or share that story of your last off-road escapade, but remember new comers the virtual drinks are on you!
User avatar
timwilks13
SCUK Website Padawan
SCUK Website Padawan
Posts: 1248
Joined: Sun Feb 03, 2013 5:55 am
Location: Scarborough, soon to be Poland

Re: Insurance .... confussedmonkey.com

Post by timwilks13 » Tue Nov 12, 2013 8:46 am

A mate of mine just insured his mx5, they said it would be £400 to have it start on the friday, £460 for the saturday, and £385 the following monday...how that makes sense i dont know, so I agree with Jordi, worth looking over a period and also worth asking if they can freeze a quote for a few weeks so if you go back you know what to expect, NFU did that for me when looking for insurance for my vivaro.
1986 SJ410 - Furry dice, new window winder.

10 kinds of people in this world, those who understand binary and those who dont.

if you can read this you're too close to the monitor, sit back and save your eyes!!
My build, formally Trotters build.

User avatar
muddy monkey
Got muddy boots
Got muddy boots
Posts: 58
Joined: Tue Jun 11, 2013 7:42 pm
Location: worcester

Re: Insurance .... confussedmonkey.com

Post by muddy monkey » Tue Nov 12, 2013 7:35 pm

thanks guys x

dunk has just sorted it for me and its downto 240.00 fully comp with mods and one yr NCB (all my 13yrs NCB are on the vito) tax next then - woo hooo when can we play out I enjoyed wagtail so much

used "sure turn direct " via confused.com

happy monkey ;)
Chimp-my-ride
Built by Dunk
muddyzook.com

Anton
I spend far too much time on here
I spend far too much time on here
Posts: 3859
Joined: Tue Jan 12, 2010 12:12 pm
Location: London

Re: Insurance .... confussedmonkey.com

Post by Anton » Tue Nov 12, 2013 8:47 pm

I used the comparison sites and found a quote of £460 with most mods declared (not the alloy wheels, because I'm just going to use the steels instead - with the allys it was £560!)

I wish this conversation had come to my attention sooner... Oh well, next year! :D
1985 SJ413VX (SJ50V) with SPOA, rear disc brakes, 31x10.5R15 Kaiman Malatesta tyres, an MOT and a lot left to do!

My: Build thread To-do list Pay and Play map

User avatar
ScottieJ
The Boss
The Boss
Posts: 11623
Joined: Tue Apr 15, 2008 12:13 pm
Location: Chippenham, wiltshire

Re: Insurance .... confussedmonkey.com

Post by ScottieJ » Tue Nov 12, 2013 8:51 pm

Sorted :doublethumbs:

I'm with Adrain flux, fully comp, all 2 pages of mods declared, limited to 5k miles and an agreed value of £4k for £265 a year.

For modded vehicles I always phone around as comparison sites are generally crap for them.
Zuki Build

Steady as she goes!

Anton
I spend far too much time on here
I spend far too much time on here
Posts: 3859
Joined: Tue Jan 12, 2010 12:12 pm
Location: London

Re: Insurance .... confussedmonkey.com

Post by Anton » Tue Nov 12, 2013 9:01 pm

I have new seats I got off of Mike. Can't install them because every mod increases the cost of insurance more than the last one - adding one mod (doesn't matter what) to my current list adds £100 to the premium. 2 adds about £250.

So alloys and new seats would've added another £250 to my premium. A 3rd jumped my premium from £460 to over a grand. So no cage for me.

A 4th and they would just flat out refuse to insure me.

I've only got my suspension mods, brake mods and tyres declared. So I have to use my steel rims, leave the seats in my front room until next year, and I can't even think about a cage.

Oh, and I have to refit my rear seat. Which I think is in a landfill somewhere. Doh!

I'll call and ask what it'll do to my premium to modify my SJ later - many insurance companies don't up their premiums much for mods that are done part way through a policy that's already in effect.

Still, wishing I'd called your insurer, that's for sure!
1985 SJ413VX (SJ50V) with SPOA, rear disc brakes, 31x10.5R15 Kaiman Malatesta tyres, an MOT and a lot left to do!

My: Build thread To-do list Pay and Play map

User avatar
ScottieJ
The Boss
The Boss
Posts: 11623
Joined: Tue Apr 15, 2008 12:13 pm
Location: Chippenham, wiltshire

Re: Insurance .... confussedmonkey.com

Post by ScottieJ » Tue Nov 12, 2013 9:40 pm

That's exactly why I don't use comparison sites! It's just a con!

Who is the insurance actually with? Have you had it long? Sometimes you can easily cancel it in the first
14 days.
Zuki Build

Steady as she goes!

Anton
I spend far too much time on here
I spend far too much time on here
Posts: 3859
Joined: Tue Jan 12, 2010 12:12 pm
Location: London

Re: Insurance .... confussedmonkey.com

Post by Anton » Tue Nov 12, 2013 11:52 pm

Insure2Drive, which I believe is just Sabre under a different name.

Policy started on the 5th. I'll try calling them to talk to them about this tomorrow - the car is still SORN anyway - I only got the policy this early to stop me losing my no claims!
1985 SJ413VX (SJ50V) with SPOA, rear disc brakes, 31x10.5R15 Kaiman Malatesta tyres, an MOT and a lot left to do!

My: Build thread To-do list Pay and Play map

User avatar
blitzman
Got muddy boots
Got muddy boots
Posts: 26
Joined: Tue Apr 09, 2013 12:26 pm

Re: Insurance .... confussedmonkey.com

Post by blitzman » Mon May 05, 2014 7:41 pm

Thought I would reopen this topic, got my renewal through a few days ago £500+ that said it is was for the vehicle in Blitz form but as it is rebodied back as a Sammi said they we would knock £50 off as I could lock it now...........(that was 3PFF)
Got a quote from Carole Nash as they have my motorbike insurance, they said it could be put on a classic car policy - its a 1990, 3000 miles a year, commuting, 3 named drivers and a home made front bumper!! £237 fully comp, with it being a classic car policy I couldnt transfer my no claims discount just wonder if any of you guys have gone down a classic car policy?

hath
Got muddy boots
Got muddy boots
Posts: 50
Joined: Mon Sep 16, 2013 2:38 pm

Re: Insurance .... confussedmonkey.com

Post by hath » Tue May 06, 2014 11:26 am

got mine on classic car insurance and 4x4 through Adrian flux 3000 miles a year £120 fully comp it even covers if i am off road

Post Reply